Scammers Targeting SNAP Benefits with Skimmers: What You Need to Know

SNAP, an essential aid program that helps thousands of families access basic food, faces a growing security threat—card skimming. This practice, which steals vital information from EBT cardholders, has become alarmingly common, putting beneficiaries at risk of losing their hard-earned benefits and undermining the trust in a system meant to provide support.

The Hidden Danger: Skimmers at the Checkout

Next time you’re at the store, take a moment to inspect the card reader. It may seem like a normal transaction, but scammers are becoming more sophisticated, placing small devices called skimmers on payment terminals. These devices copy the information from your EBT card’s magnetic strip when you swipe it, allowing thieves to clone your card and empty your benefits.

The scam doesn’t stop there. Criminals often pair skimmers with hidden cameras or use phishing tactics to capture your PIN. Once they have both the card information and your PIN, they can make purchases that drain your balance without you ever knowing.

Real-Life Cases of EBT Card Theft

This issue isn’t just hypothetical. It’s happening in communities across the country. In Queens, New York, for instance, elderly residents were targeted just before Christmas in 2024. Thieves used skimmers on payment terminals at local stores, leaving these vulnerable individuals without money for the holidays. Another case occurred in Georgia, where a mother had loaded $400 onto her EBT card only to find just 23 cents remaining after a few hours. These types of thefts are becoming increasingly common, devastating families who depend on SNAP for their food.

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How to Protect Your EBT Card

Fortunately, there are steps you can take to reduce the risk of falling victim to skimming:

• Inspect the card reader: Before using your EBT card, check the terminal for any irregularities like loose keypads or any attachments that don’t seem secure. If something looks off, don’t use it, and alert store staff.
• Cover the keypad when entering your PIN: Simple actions like shielding your PIN entry from view can prevent hidden cameras from capturing it. Remember to change your PIN regularly to further protect yourself.
• Monitor your balance with apps: Tools like ebtEDGE or ConnectEBT help you track your transactions in real-time. If something suspicious pops up, you’ll be able to act quickly.
• Be cautious of unsolicited messages or calls: Never share your personal information via phone or email. Legitimate government agencies will not ask for this type of information in such a manner.

What to Do If Your Benefits Are Stolen

If you discover that your SNAP benefits have been stolen, don’t wait—take action right away:

• Report the theft: Call the customer service number listed on the back of your EBT card to report the incident and request a replacement card.
• Document the details: Record any information regarding unauthorized transactions—dates, times, locations, and amounts. This information will help authorities in their investigation.
• Contact your local office: Inform your local assistance office about the theft so they can provide support and be aware of the situation.

What’s Being Done to Combat EBT Fraud

States like California and Oklahoma are already working on a solution to reduce fraud by introducing EMV chip-enabled EBT cards, which are much harder to clone than magnetic strip cards. These cards may begin rolling out in 2025, offering more protection for cardholders.

Additionally, educational campaigns are in place to help SNAP beneficiaries recognize the signs of fraud and take steps to protect themselves. These initiatives are critical in preventing more families from falling victim to this crime.

Restoring Trust in SNAP

Losing your SNAP benefits isn’t just about the money—it’s about trust. These benefits are designed to support those who need it most, and when they’re stolen, it’s not just a financial loss, but an emotional one as well.

Taking proactive steps to protect your benefits is essential. By staying alert and following simple safety measures, you can safeguard your assistance and ensure that the help intended for you continues to reach you without interference .

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keelee-mccain

Keelee McCain is a junior at Weber High School. This is her second year on staff, this year as Assistant to the Chief. She does have a life (probably) but she can't think of anything to write in here, so she's probably just going to ramble now. She has an orange cat who she likes better than any human. If you see her being quiet or not sitting on top of a desk, there is something very wrong. In her free time she enjoys harassing her favorite teachers and sleeping. Her life plans include making it through high school and leaving. Happy lifeing.

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