As of January 2025, the average Social Security payment for retirees is approximately $1,978 per month. Many may not realize that the Social Security Administration (SSA) provides spousal benefits, allowing the spouse of a retired worker to receive payments based on the worker’s earnings record. This can provide financial relief, particularly for those with lower lifetime earnings.
How Much Can Spouses Receive?
On average, spouses of retired workers receive about $931.28 per month. When combined with the average retirement benefit, a married couple may receive around $2,909 in total Social Security payments. However, individual payment amounts will vary based on personal earnings history, work credits, and filing age.
February 26 Social Security Payment: Who Qualifies?
Social Security payments are scheduled according to the recipient’s birth date. To be eligible for the February 26, 2025 payment, retirees must have a birth date that falls between the 21st and 31st of any month.
- If you were born before the 21st, your payment will be issued on an earlier date.
- If you receive benefits and filed before May 1997, your next payment will arrive on March 3, 2025.
- Supplemental Security Income (SSI) recipients who also collect retirement benefits will also receive their next deposit on March 3.
Payments for SSDI Recipients
For married couples where one or both spouses receive Social Security Disability Insurance (SSDI), payments on February 26 may also apply. The average SSDI benefit for 2025 is approximately $2,011 per month.
Additional Benefits for Married Couples with Children
Some Social Security recipients may also qualify for benefits on behalf of their children. Eligible children of retirees or disabled workers can receive additional payments, averaging $919 per month.
Upcoming Social Security Payment Dates
Beyond the February 26 deposit, additional payments are scheduled for:
- March 3 (for early filers and SSI recipients)
- March 12
- March 19
- March 26
Preparing to File for Social Security
If you’re approaching age 62 and considering retirement benefits, SSA allows you to apply up to four months before your desired start date. Taking time to plan your filing strategy can help maximize your monthly benefit .
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